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DTSTART:20070101T000000
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DTSTART;TZID=America/New_York:20261201T100000
DTEND;TZID=America/New_York:20261201T120000
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:Bringing it Home: Renovation & Constructions Loans in the Pen-Mar Area - MD/PA (In Person)
DESCRIPTION:This 2-hour course provides a comprehensive overview of renovation loan programs and their practical application in today's lending environment. Participants will gain a clear understanding of what renovation loans are\, the different types available\, and how to determine the most appropriate option for various borrower and property scenarios.The course explores major renovation loan programs\, including FHA\, USDA\, VA\, and Conventional options. Special emphasis is placed on FHA renovation loans\, covering qualification requirements\, program guidelines\, contractor and consultant roles\, bid requirements\, and the renovation fund draw process. Additional sections review USDA and VA renovation guidelines\, eligible repairs\, and specific program requirements such as the VA Builder ID.\nJoe Gillis  -  Joe Gillis is a seasoned mortgage professional with decades of experience helping individuals and families achieve their homeownership goals. As a Senior Loan Officer at CMG Home Loans\, Joe offers personalized guidance for first-time buyers\, move-up buyers\, real estate investors\, and homeowners looking to refinance or tap into home equity. Joe is well-versed across a wide array of loan programs   Conventional\, FHA\, VA\, Jumbo\, renovation or home‑improvement loans\, and programs with down-payment or grant assistance. He prides himself on clear\, honest communication and works to simplify what can often be a complex mortgage process\, ensuring clients feel informed and confident from pre‑approval through closing.
X-ALT-DESC;FMTTYPE=text/html:<!DOCTYPE html><html><head><title></title></head><body aria-disabled="false"><p data-end="382" data-start="24">This 2-hour course provides a comprehensive overview of renovation loan programs and their practical application in today&rsquo\;s lending environment. Participants will gain a clear understanding of what renovation loans are\, the different types available\, and how to determine the most appropriate option for various borrower and property scenarios.</p><p data-end="825" data-start="384">The course explores major renovation loan programs\, including FHA\, USDA\, VA\, and Conventional options. Special emphasis is placed on FHA renovation loans\, covering qualification requirements\, program guidelines\, contractor and consultant roles\, bid requirements\, and the renovation fund draw process. Additional sections review USDA and VA renovation guidelines\, eligible repairs\, and specific program requirements such as the VA Builder ID.</p><hr fr-original-style="" style="clear: both\; user-select: none\; break-after: page\;"><table fr-original-style="width: 100%\;" style="width: 100%\; border: 0px\; border-collapse: collapse\; empty-cells: show\; max-width: 100%\;"><tbody><tr fr-original-style="" style="user-select: none\;"><td fr-original-style="width: 50.0000%\;" style="width: 50%\; min-width: 5px\; border: 1px solid rgb(221\, 221\, 221)\; user-select: text\;"><img src="https://res.cloudinary.com/micronetonline/image/upload/c_limit\,w_250\,h_250/v1767813153/tenants/801355b2-e081-4abf-841f-fced81ab17e3/752f8ec999424505a30cd21714e69898/Joe-Gillis.png" width="250" height="250" fr-original-style="" fr-original-class="fr-draggable" style="position: relative\; max-width: 100%\; cursor: pointer\; padding: 0px 1px\;"><br></td><td fr-original-style="width: 50.0000%\;" style="width: 50%\; min-width: 5px\; border: 1px solid rgb(221\, 221\, 221)\; user-select: text\;"><p style="color: rgba(0\,0\,0\,var(--O42jJQ\,1))\; caret-color: rgb(0\, 0\, 0)\; --8sD0Kg: none\; font-family: YAFdJswIKAg_0\, _fb_\, auto\; --cyV3ZQ: 16px\; --gJPlXQ: 1.45\; text-transform: none\; --s8NbEA: p\; line-height: 23px\;"><span style="font-family: Arial\,Helvetica\,sans-serif\;"><span style="color: rgba(0\,0\,0\,var(--O42jJQ\,1))\; caret-color: rgb(0\, 0\, 0)\; --Ys-XuQ: none\; font-weight: 400\; font-style: normal\; font-kerning: none\;"><strong fr-original-style="" style="font-weight: 700\;">Joe Gillis</strong>&nbsp\; - &nbsp\;Joe Gillis is a seasoned mortgage professional with decades of experience helping individuals and families achieve their homeownership goals. As a Senior Loan Officer at CMG Home Loans\, Joe offers personalized guidance for first-time buyers\, move-up buyers\, real estate investors\, and homeowners looking to refinance or tap into home equity.&nbsp\;</span></span><span style="font-family: Arial\,Helvetica\,sans-serif\;"><span style="color: rgba(0\,0\,0\,var(--O42jJQ\,1))\; caret-color: rgb(0\, 0\, 0)\; --Ys-XuQ: none\; font-weight: 400\; font-style: normal\; font-kerning: none\;">Joe is well-versed across a wide array of loan programs &mdash\; Conventional\, FHA\, VA\, Jumbo\, renovation or home‑improvement loans\, and programs with down-payment or grant assistance. He prides himself on clear\, honest communication and works to simplify what can often be a complex mortgage process\, ensuring clients feel informed and confident from pre‑approval through closing.</span></span><span style="color: rgba(0\,0\,0\,var(--O42jJQ\,1))\; caret-color: rgb(0\, 0\, 0)\; --Ys-XuQ: none\; font-weight: 400\; font-style: normal\; font-kerning: none\; font-family: Arial\, Helvetica\, sans-serif\;">&nbsp\;</span></p></td></tr></tbody></table></body></html>
LOCATION:300 Cameo Drive Hagerstown 21740
UID:e.3082.1355921
SEQUENCE:3
DTSTAMP:20260910T001611Z
URL:https://penmarassociationofrealtorsincjune082022.growthzoneapp.com/events/Details/bringing-it-home-renovation-constructions-loans-in-the-pen-mar-area-md-pa-in-person-1595587?sourceTypeId=Hub
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